Tuesday, April 26, 2016

Does The National Labor Relations Act Apply To Your Business?

Employers in non-unionized organizations—especially small businesses—often are surprised to learn they are likely subject to the National Labor Relations Act, the federal labor law that is enforced by the National Labor Relations Board. Here, Beth Milito of the NFIB Small Business Legal Center discusses the fundamentals of compliance. NFIB.com/Legal

Saturday, April 23, 2016

Why Companies Need Contractors Liability Insurance

Regardless of if, you are a standard specialist or a sub-contractor, contractors liability insurance is one kind of insurance policy plan that you cannot afford to do company without. Not only will almost all jobs require your company to provide proof of general liability insurance before allowing it on their residence, but also ignoring to protect your resources with this wide-ranging kind of company insurance policy leaves you exposed to sometimes-catastrophic obligations if incidents or accidents happen during a job.

Contractors liability insurance policy has a number of important types of insurance coverage, that jointly guarantee witnesses, customers, sub-contractors, and employees against these types of claims:

* Marketing Harm (i.e., libel and slander)
* Individual Injury
* Physical Injury
* Items and Completed Operations
* Property Damage

In every case, the contractors liability insurance contains legal and judgment costs caused by statements being registered against the covered specialist. This generally contains the other entire person's hospital costs, earnings lost, and all suffering and pain that could have been sustained.

Examples of the Types of Claims Covered

Advertising Injury

Such a claim is protected by many contractors' general liability policies, but it's probably one of the most rare to actually be registered. Marketing injury is defined as damage continual due to another person's use of slander or libel against the complainant. If you are a specialist, one example might be a sub-contractor submitting an claim against a standard specialist on the assumption that his professional reputation and earning potential has been damaged by damaging reviews and advertising started by the normal specialist.

Individual Injury

A couple of the more-common statements made against contractors, bodily injury and accidents statements happen anytime a third celebration (e.g. a customer or bystander) is unintentionally harmed on a job website as caused by negligence on the part of the specialist. Harm statements sometimes can include psychological and psychological injury that outcome from either irresponsible or purposeful acts by the accused.

Damage to Property

The most-prevalent claim observed on job websites, residence damage statements develop from damage or loss of residence because of the covered person's activities. Such actions might be either purposeful (whereby the harmed celebration may additionally submit an accidents claim for psychological and psychological injury) or random, and are occasionally registered due to loss or accidents that happen after the specialist has already completed the project. One common illustration of this would be a plumbing technician who is charged because water pipes he installed begin dripping and causing harm to the walls and flooring near them.

Products and Finished Services

Products and completed solutions insurance policy is very critical to contractors, because it contains the statements that happen should a client considers that a job was not done properly. This might be by way of a foundation that eventually divides or a wall that breaks at some point after a job has been finished.

Article Source: http://EzineArticles.com/8580407

Wednesday, April 20, 2016

Job Creator Bill Encourages Small Business Loan Access

The Senate Appropriations Committee will soon consider a California Chamber of Commerce job creator bill that encourages creation of small businesses by expanding their access to loans.

Sunday, April 17, 2016

Hidden Hazards In Your Home

The Coalition for Consumer Health and Safety says many household injuries can be prevented. Steve Brobeck of the Consumer Federation of America says by taking some simple steps, you can protect yourself and your family from serious injuries. Falls are one of the most frequent causes of serious injury. Use double sided tape to secure loose rugs and place rubber mats in bath tubs and showers. Use step stools with hand rails, and be sure your child's crib is safe. Discard old cribs which might not meet current safety standards. The Insurance Information Institute says a few simple steps can prevent thousands of serious injuries from occurring.

For more information about insurance, go to the I.I.I. Web site at http://www.iii.org

Thursday, April 14, 2016

Friday, April 8, 2016

The i's On Insurance: The Claim Game: Auto

Filing an auto insurance claim is never fun. But with these simple steps from the Insurance Information Institute (http://www.iii.org), you can save yourself a lot of time and trouble.

"The I's on Insurance: The Claim Game, Auto" will put you on the road to a satisfactory claim filing experience, giving you the basics on what you should know, what your policy covers and the most important information to record when you're in an accident.

"The Claim Game" will help you to get the most value from your auto insurance policy. And be sure to tune in to the other videos in "The I's on Insurance" series for helpful knowledge for drivers, homeowners/renters, and small business owners.

See Insurance Through the I's: Subscribe to our YouTube channel: iiivideo for more videos about how to be safe, secure and covered for the unexpected. You can also follow us on Twitter@iiiorg to stay plugged in to the latest information and news about your home, auto and business insurance.

Tuesday, April 5, 2016

About Commercial Truck Insurance : Commercial Insurance Tips

Commercial truck insurance is designed to protect vehicles used for business. Learn about commercial truck insurance with help from a longtime insurance professional in this free video clip.

Expert: Jared Morgan
Filmmaker: Richard Kuenneke

Series Description: Commercial insurance can be a complicated topic, so you should always seek advice and do research before settling into any type of plan or policy. Get commercial insurance tips and find out about some of the ins and outs of this particular subject with help from a longtime insurance professional in this free video series.

Saturday, April 2, 2016

How Bill Brings Home The Bacon With NFIB

Bill loves bacon. Because... well, it's bacon. And he wanted to turn that passion into a successful business. But Bill quickly learned that it can be rough out there for small businesses, with discouraging and complex regulations seemingly at every turn. Then, he joined the National Federation of Independent Business, America's leading association for small business owners who want to operate and grow a successful enterprise. With NFIB's help, Bill can get back to focusing on what he loves--his bacon.