Monday, November 28, 2016

Contractor Insurance And The Future

The internet has undoubtedly changed the world. It dictates the way people work, it is now where people meet, greet and speak to each other, and very importantly has brought all of the world's marketplaces into one easy and accessible hub. Anyone can now go online and sift through masses of commercial markets, viewing products of any size and description, from pretty much anywhere on the globe. With cars, homes and even your groceries available to buy on the internet with relative ease, the shopping run is on the way out, and the concept of the online shop is at an all-time high.

Most people in this day and age turn to their laptops whenever they need to purchase something, the internet being not only far easier than travelling into town or nipping to the supermarket, but often cheaper deals and better quality products can be found online. When discussing products that have no actual physical entity, the internet yet again proves to be the best place for them. No I am not talking about the gift of love, of magic or even the gift of laughter (which admittedly, can be found online); I am actually talking about insurance.

Despite not being the most typically popular of purchases, insurance is a product that has been aided massively as a result of online shopping, and is something that has flourished and advanced because of it. Concerning contractors, insurance is a very important business commodity, and although once relatively hard to get a hold of, is now highly accessible and easy to browse and purchase thanks to the powers of the internet. Contractors are professional individuals who work for their own limited companies, and are hired because of their certain expertise by firms on contract bases. Because contractors are limited company owners, the need for contractor insurance is especially high, and the introduction of easy to navigate contractor insurance shops is especially effective.

Websites such as Amazon and EBay have mastered the online shopping market down to a T, giving the potential customer a number of options to browse and a point and click navigation system that makes 'dragging to basket' a thoroughly exciting concept. Thankfully for contractors, the same shopping model has been applied to insurance shops, with attractive interfaces combining the perks of mainstream shopping sites with the use of contractor insurance. With bundling abilities, recommended products and of course the nifty 'drag to basket' formula, purchasing contractor insurance has never been easier, or indeed more enjoyable (ish).

The internet has totally remodelled and revamped the contractor insurance market, and with technology moving forward to fast, the future of insurance buying will be undoubtedly bright. Insurance is obviously rather complicated when taking into consideration the risk factors and premium calculations that make up buying a policy, and this is why internet shopping has been so helpful for an otherwise complex market.

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Friday, November 25, 2016

The i's On Insurance: Life Insurance

Life insurance is a vital part of your family’s financial stability and well-being. But if you’re like most people, you probably have questions about what types and amounts of life insurance are best for your needs. Spend a few moments to see why planning for your family’s future isn’t just about money; it’s about life.

Saturday, November 19, 2016


This is an earthquake of at least 5.5! At the mid-America earthquake center you can see what would happen if the ground beneath you started to shake! You might be surprised that so many things inside the home can be destroyed, even kill you, even though the structure of the home stays intact. "The risk of an earthquake is real" says Jeanne Salvatore, senior vice president, Insurance Information Institute. Earthquakes are not covered by homeowners insurance, you need separate insurance to cover earthquakes. The Institute for Business and Home Safety says there are easy and inexpensive steps you can take inside your home to make it safer. Anchor bookcases and filing cabinets to the wall. Install ledge barriers on shelves. Put heavy things lower. Harvy Ryland, President of the Institute for Business and Home Safety ( says earthquakes injure and kill people, destroy their homes and steal their jobs. The tragedy is that we know how to reduce injuries to families and their homes, and we are not doing it.

Sunday, November 13, 2016

The Fire Fighter of the Future

The loss of civilian and first responder lives, property and economic stability can be significantly reduced by exploiting new smart firefighting opportunities. New technology, including cyber-physical systems, innovative building controls, intuitive fire-fighting equipment, and smart apparatus are revolutionizing emergency response. Learn more about collecting data from global sensors, processing the information centrally and utilizing the results locally. Smart firefighting can help save lives and decrease injuries, improve firefighter occupational health and safety, and enhance operational, fire prevention and protection efficiency.

The Fire Fighter of the Future presentation, by Casey Grant of the Fire Protection Research Foundation, will be live-streamed from NFPA’s Responder Forum. The forum brings together representatives from 13 key fire organizations, subject matter experts, industry leaders, and NFPA staff to address emerging issues.

Thursday, November 10, 2016

Finding a Lost Life Insurance Policy

This video is from the Insurance Information Institute. For more information about insurance, go to the I.I.I. Web site at

Monday, November 7, 2016

Chicken Parm Lasagna

Here is what you'll need!

Chicken Parm Lasagna
Serves 10

3 chicken breasts
2 cups Italian bread crumbs
5 eggs
1 cup flour
24 ounces marinara sauce
15 ounces ricotta
8 lasagna noodles
2 cups mozzarella
2 cups parmesan
Vegetable oil

Preheat oven to 350°F/180°C.
Cut chicken breasts in half widthwise (pound thin if necessary) and season with salt and pepper.
Coat the chicken in flour, egg, and finally in bread crumbs.
Heat oil in a cast iron skillet and fry the chicken on both sides until brown (about 4 minutes each side). Set aside.
In a bowl, whisk one egg into the ricotta, then set aside.
In a casserole dish, spread ⅓ of the jar of marinara on the bottom, top with lasagna noodle overlapping with each noodle.
Spread half of the ricotta mixture on top of the noodles and layer with chicken.
Top the chicken with ½ cup of mozzarella and a ½ cup of parmesan.
Continue layering in the same order and top with remaining cheeses.
Cover with foil and bake for 45-60 minutes uncovering the lasagna for the last 10 minutes of baking.
Sprinkle with fresh basil and enjoy!

Friday, November 4, 2016

Tuesday, November 1, 2016

Cut Out of the Election

Small business owners make up a huge portion of the country. It’s curious then that the presidential candidates have been ignoring their greatest concerns.