Informed Citizen: What To Do In Case Of An Auto Accident!

The Informed Citizen explains what to do if you're involved in an auto accident.

Consumer Concerns Lead Regulator To Issue Formal Notice To Insurers

This is a live video stream from the California Department of Insurance (CDI). CDI is the largest consumer protection agency in the state. With annual direct premiums of $288 billion, California is the largest insurance market in the United States and the sixth largest insurance market in the world.

How To Carve A Turkey

No time to take a crash course on how to carve a turkey before the big day? No worries! In this episode of Culinary Intelligence from the CIA, Chef Brendan Walsh of The Culinary Institute of America gives you step-by-step instructions for not only how to carve a turkey, but also how to slice and arrange it on a platter for the perfect presentation on your holiday table.

Thanksgiving Fire Safety Tips From NFPA

Thanksgiving is the peak day for home cooking fires which is why it's important to know what you can do to keep your friends and family safe this holiday. In this video, NFPA's Lisa Braxton provides a few simple tips that keep your turkey-day safe and sound.

Non-Competition And Non-Solicitation Agreements For Business Owners

Non-competition and Non-solicitation Agreements for Business Owners

Advice From Dummies: Don't Be A Dummy About Flood Insurance

Crystal talks some sense into dummy Kirk about the importance of flood insurance.

CSLB Legislative Committee Meeting 11.08.17

CSLB Legislative Committee Meeting 11.08.17

Tips For Rebuilding After The Recent Wildfires

CSLB is giving tips for those affected by the recent wildfires. It is important to take your time and do not rush into repairs.

Unscrupulous, unlicensed contractors often prey on victims of natural disasters. It is a felony to contract without a license in a declared disaster area. Consumers can protect themselves by using CSLB's resources to check a contractor's license status and history.

CSLB Enforcement and Licensing Committee Meetings- 11.03.17

CSLB Enforcement and Licensing Committee Meetings

November 3, 2017 at 10 A.M.

Why Companies Need Contractors Liability Insurance

Regardless of if, you are a standard specialist or a sub-contractor, contractors liability insurance is one kind of insurance policy plan that you cannot afford to do company without. Not only will almost all jobs require your company to provide proof of general liability insurance before allowing it on their residence, but also ignoring to protect your resources with this wide-ranging kind of company insurance policy leaves you exposed to sometimes-catastrophic obligations if incidents or accidents happen during a job.

Contractors liability insurance policy has a number of important types of insurance coverage, that jointly guarantee witnesses, customers, sub-contractors, and employees against these types of claims:

* Marketing Harm (i.e., libel and slander)
* Individual Injury
* Physical Injury
* Items and Completed Operations
* Property Damage

In every case, the contractors liability insurance contains legal and judgment costs caused by statements being registered against the covered specialist. This generally contains the other entire person's hospital costs, earnings lost, and all suffering and pain that could have been sustained.

Examples of the Types of Claims Covered

Advertising Injury

Such a claim is protected by many contractors' general liability policies, but it's probably one of the most rare to actually be registered. Marketing injury is defined as damage continual due to another person's use of slander or libel against the complainant. If you are a specialist, one example might be a sub-contractor submitting an claim against a standard specialist on the assumption that his professional reputation and earning potential has been damaged by damaging reviews and advertising started by the normal specialist.

Individual Injury

A couple of the more-common statements made against contractors, bodily injury and accidents statements happen anytime a third celebration (e.g. a customer or bystander) is unintentionally harmed on a job website as caused by negligence on the part of the specialist. Harm statements sometimes can include psychological and psychological injury that outcome from either irresponsible or purposeful acts by the accused.

Damage to Property

The most-prevalent claim observed on job websites, residence damage statements develop from damage or loss of residence because of the covered person's activities. Such actions might be either purposeful (whereby the harmed celebration may additionally submit an accidents claim for psychological and psychological injury) or random, and are occasionally registered due to loss or accidents that happen after the specialist has already completed the project. One common illustration of this would be a plumbing technician who is charged because water pipes he installed begin dripping and causing harm to the walls and flooring near them.

Products and Finished Services

Products and completed solutions insurance policy is very critical to contractors, because it contains the statements that happen should a client considers that a job was not done properly. This might be by way of a foundation that eventually divides or a wall that breaks at some point after a job has been finished.



Article Source: http://EzineArticles.com/8580407